New Secured Loan (Auto, Motorcycles, Recreational Vehicles)

Terms (months) APR (as low as) Payment per $1,000
36 2.49% $28.86
48 2.49% $21.91
60 2.49% $17.74
72 2.99% $15.19
APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

72 month terms are available for amounts exceeding $25,000.

New Secured Loans apply to never been titled or purchased within the last 6 months.

Financing terms are subject to credit worthiness and may change at any time. Down payments may be required due to the collaterals loan-to-value (LTV) and credit worthiness.


Used Secured Loan (Auto, Motorcycles, Recreational Vehicles)

Terms (months) APR (as low as) Payment per $1,000
36 2.49% $28.86
48 2.49% $21.91
60 2.49% $17.74
72 2.99% $15.19

APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

72 month terms are available for amounts exceeding $25,000.

Financing terms are subject to credit worthiness and may change at any time. Down payments may be required do to the collaterals loan-to-value (LTV) and credit worthiness.


Deposit Secured Loan

Loan Type APR (as low as) Payment Max Finance Amount Term
Savings Secured Call for current rate Varies on Investment 100% of Account Balance Up To 60 months
Certificate Secured Call for current rate Varies on Investment 100% of Account Balance Length of Certificate
APR= Annual Percentage Rate. Funds must be secured during the entire term of the loan.

Unsecured Loan

Loan Type APR (as low as) Payment Max Finance Amount Term
Signature 11.00% 32.74 $15,000.00 Up To 36 months
KWIK Cash 11.00% $50 MIN, 5% of Balance $15,000.00 Revolving, Open Ended
APR=Annual Percentage Rate. Financing terms are subject to credit worthiness and may change at any time.

Credit Cards

Loan Type APR (as low as) Payment Max Finance Amount Term
VISA Classic 13.90% 3% of Balance $15,000.00 Revolving, Open Ended
VISA Platinum 10.90% 3% of Balance $15,000.00 Revolving, Open Ended
APR=Annual Percentage Rate. Please review our VISA disclosure for terms and conditions.