Routing#275071246

Mortgage Rates

Terms (months) Rate APR (as low as) Points
30 Year Fixed Rate 4.875% 4.908% 0.000%
20 Year Fixed Rate 4.625% 4.670% 0.000%
15 Year Fixed Rate 4.375% 4.432% 0.000%
1 Year Adjustable Rate 2.500% 4.879% 0.000%
3 Year Adjustable Rate 3.000% 4.646% 0.000%
5 Year Adjustable Rate 3.375% 4.516% 0.000%

Rates as of Oct 20 of 2018

Rates are not locked until confirmed with a loan officer. No rate locks taken after 3:00 p.m. or during non-business hours. Fixed rates are typically updated once a day, however market conditions may require changes within the business day without notice. Rates may be different based on loan purpose, credit score and property LTV (Loan to Value).

Apply for a Mortgage Loan Mortgage Resource Center Quick Rate Quote

Home Equity

Home Equity Loan (Line of Credit)

Fair Market Value %APR (as low as)Payment per $1,000
80%prime rate1.5% of Balance
90%prime rate + 1.00%2.0% of Balance

Rate as of Apr 12  of 2018

APR=Annual Percentage Rate. LTV=Loan to Value. Rate and margin depends on credit worthiness and LTV. No closing costs unless a property appraisal is necessary. $50.00 annual fee does apply, waived if aggregate balance is greater than $10,000 for 12 months. Prime rates are reviewed at the end of each month and will change the first of each month. Home Equity Line of Credit has a 5-year draw period. $100 renewal fee will apply at the end of the draw period.Early termination fee of $250 will be assessed for lines closed within 36 months of origination.

Home Equity Loan (Fixed Rate)

Terms (months)APR (as low as)Payment per $1,000APR (as low as)Payment per $1,000
603.75%$18.304.75%$18.76
1204.50%$10.365.50%$10.85
1805.75%$8.306.75%$8.85

Rate as of Apr 12  of 2018

APR=Annual Percentage Rate. LTV=Loan to Value. Rate and margin depends on credit worthiness and LTV. $250 closing costs, unless a property appraisal is necessary.

Consumer Loans

New Auto or Motorcycle Loan

Terms (months)APR (as low as)Payment per $1,000
362.49%$28.86
482.49%$21.91
662.49%$17.74
762.99%$15.19
843.49%$13.44

APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

76- month terms are available for amounts exceeding $25,000.

New Secured Loans apply to never been titled or purchased within the last 6 months.

Financing terms are subject to creditworthiness and may change at any time. Down payments may be required due to the collaterals loan-to-value (LTV) and creditworthiness.

Used Auto or Motorcycles Loan

Terms (months)APR (as low as)Payment per $1,000
363.49%$29.30
483.49%$22.35
663.49%$16.67
763.49%$14.68
844.49%$13.90

APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

76-month terms are available for amounts exceeding $25,000.

Financing terms are subject to creditworthiness and may change at any time. Down payments may be required due to the collaterals loan-to-value (LTV) and creditworthiness.

New Recreational Vehicle Loans

Terms (months)APR (as low as)Payment per $1,000
363.49%$29.30
483.49%$22.35
663.49%$16.67
763.49%$14.68
844.49%$13.90
965.49%$12.89

APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

76-month terms are available for amounts exceeding $25,000.

Financing terms are subject to creditworthiness and may change at any time. Down payments may be required due to the collaterals loan-to-value (LTV) and creditworthiness.

Used Recreational Vehicle Loans

Terms (months)APR (as low as)Payment per $1,000
364.49%$29.74
484.49%$22.80
664.49%$17.13
764.49%$15.14
845.49%$14.37
966.49%$13.38

APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

76-month terms are available for amounts exceeding $25,000.

Financing terms are subject to creditworthiness and may change at any time. Down payments may be required due to the collaterals loan-to-value (LTV) and creditworthiness.

Deposit Secured Loan

Loan TypeAPR (as low as)PaymentMax Finance AmountTerm
Savings SecuredCall for current rateVaries on Investment100% of Account BalanceUp To 60 months
Certificate SecuredCall for current rateVaries on Investment100% of Account BalanceLength of Certificate

APR= Annual Percentage Rate. Funds must be secured during the entire term of the loan.

Unsecured Loan

Loan TypeAPR (as low as)PaymentMax Finance AmountTerm
Signature11.00%$32.74$15,000.00Up To 36 months
KWIK Cash11.00%$50 MIN, 5% of Balance$15,000.00Revolving, Open Ended

APR=Annual Percentage Rate. Financing terms are subject to credit worthiness and may change at any time.

Credit Cards

Loan TypeAPR (as low as)PaymentMax Finance AmountTerm
VISA Classic13.90%3% of Balance$15,000.00Revolving, Open Ended
VISA Platinum10.90%3% of Balance$15,000.00Revolving, Open Ended

APR=Annual Percentage Rate. Please review our VISA disclosure for terms and conditions.

Deposit Accounts

Savings Account

TypeMinimum BalanceRateAPY*
Base Membership$25.000.06%0.06%
Statement Account$1.000.06%0.06%

Rate as of Apr 12  of 2018
*APY=Annual Percentage Yield. Dividends are NOT paid on any savings account balance less than $50.00.

Club Accounts

TypeMinimum BalanceRateAPY*
Christmas$1.000.10%0.10%
Vacation$1.000.10%0.10%

Rate as of Apr 12  of 2018
*APY=Annual Percentage Yield. Dividends are NOT paid on any savings account balance less than $50.00. Any withdrawals made before club account maturity is subject to an early withdrawal fee published on our Fee Schedule.

Checking Accounts - Power Plus

BalanceRateAPY*
$0.00 to $299.990.00%0.00%
$300.00 to $2,499.990.03%0.03%
$2,500 and above0.05%0.05%

Rate as of Apr 12  of 2018
*APY= Annual Percentage Yield. Dividends are NOT paid on any checking account balance less than $300.00 and $5,000.00 for Money Markets

Must also have a monthly direct deposit to earn dividends

Checking Accounts - High Voltage Account

BalanceRateAPY*
$0.00 to $299.990.00%0.00%
$300.00 to $1,000.005.00% 5.00%
$1,001.00 to $9,999.990.10%0.10%
$10,000.00 and above0.12%0.12%

Rate as of Apr 12  of 2018
*APY= Annual Percentage Yield. Dividends are NOT paid on any checking account balance less than $300.00 and $5,000.00 for Money Markets

Must also have a monthly direct deposit and e-statements to earn dividends

Money Market Account

BalanceRateAPY*
$0.00 to $4,999.990.00%0.00%
$5,000 to $9,999.990.06%0.06%
$10,000 to $24,999.990.20%0.20%
$25,000 to $49,999.990.25%0.25%
$50,000 to $74,999.990.30%0.30%
$75,000 to $99,999.990.35%0.35%
$100,000 and above0.45%0.45%

Rate as of Apr 12  of 2018
*APY= Annual Percentage Yield. Dividends are NOT paid on any checking account balance less than $300.00 and $5,000.00 for Money Markets

IRA Investment

IRA Statement Account

TypeMinimum BalanceRateAPY*
Open Savings$1.000.30%0.30%

IRA Certificate Accounts

TermMinimum BalanceRateAPY*
1-year$100.000.50%0.50%
18-months$100.000.75%0.75%
2-year$100.001.15%1.16%
3-year$100.001.40%1.41%

*APY=Annual Percentage Yield. Any withdrawals or closured made prior to maturity dates are subject to a penalty published in our Truth-in-Savings Disclosure.

For taxation advise, please contact your local tax advisor.

Certificates

Short Term Certificates

TermMinimum BalanceRateAPY*
6 month$1,0000.30%0.30%
9 month$1,0000.35%0.35%

Long Term Certificates

TermMinimum BalanceRateAPY*
1 year$1,0000.45% 0.45%
14 month$1,0000.45%0.45%
13 month SPECIAL$1,0001.60%1.61%
2 year SPECIAL$1,0001.98%2.00%
3 year$1,0001.05%1.06%
5 year$1,0001.85%1.86%

Rate as of Apr 12  of 2018

*APY=Annual Percentage Yield. Any withdrawals or closures made prior to maturity dates are subject to a penalty published in our Truth-in-Savings Disclosure.

For additional information on dividend calculations and terms and conditions, please refer to our Truth-in- Savings Disclosure.

Main Office

Address:

10635 W Greenfield Avenue
West Allis, WI 53214
Get Directions

Phone:

414-988-6600

Fax:

414-988-6699

Downtown Office

Address:

231 W Michigan St P258
Milwaukee, WI 53203
Get Directions

Phone:

414-988-6600

Fax:

414-988-6699