Routing#275071246

Mortgage Rates

Terms (months) Rate APR (as low as) Points
30 Year Fixed Rate 4.625% 4.658% 0.000%
20 Year Fixed Rate 4.375% 4.420% 0.000%
15 Year Fixed Rate 4.250% 4.307% 0.000%
1 Year Adjustable Rate 2.500% 4.982% 0.000%
3 Year Adjustable Rate 3.250% 4.806% 0.000%
5 Year Adjustable Rate 3.500% 4.637% 0.000%

Rates as of Dec 15 of 2018

Rates are not locked until confirmed with a loan officer. No rate locks taken after 3:00 p.m. or during non-business hours. Fixed rates are typically updated once a day, however market conditions may require changes within the business day without notice. Rates may be different based on loan purpose, credit score and property LTV (Loan to Value).

Apply for a Mortgage Loan Mortgage Resource Center Quick Rate Quote

Home Equity

Home Equity Loan (Line of Credit)

Fair Market Value %APR (as low as)Payment per $1,000
80%prime rate1.5% of Balance
90%prime rate + 1.00%2.0% of Balance

Rate as of Apr 12  of 2018

APR=Annual Percentage Rate. LTV=Loan to Value. Rate and margin depends on credit worthiness and LTV. No closing costs unless a property appraisal is necessary. $50.00 annual fee does apply, waived if aggregate balance is greater than $10,000 for 12 months. Prime rates are reviewed at the end of each month and will change the first of each month. Home Equity Line of Credit has a 5-year draw period. $100 renewal fee will apply at the end of the draw period.Early termination fee of $250 will be assessed for lines closed within 36 months of origination.

Home Equity Loan (Fixed Rate)

Terms (months)APR (as low as)Payment per $1,000APR (as low as)Payment per $1,000
603.75%$18.304.75%$18.76
1204.50%$10.365.50%$10.85
1805.75%$8.306.75%$8.85

Rate as of Apr 12  of 2018

APR=Annual Percentage Rate. LTV=Loan to Value. Rate and margin depends on credit worthiness and LTV. $250 closing costs, unless a property appraisal is necessary.

Consumer Loans

New Auto or Motorcycle Loan

Terms (months)APR (as low as)Payment per $1,000
362.49%$28.86
482.49%$21.91
662.49%$17.74
762.99%$15.19
843.49%$13.44

APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

76- month terms are available for amounts exceeding $25,000.

New Secured Loans apply to never been titled or purchased within the last 6 months.

Financing terms are subject to creditworthiness and may change at any time. Down payments may be required due to the collaterals loan-to-value (LTV) and creditworthiness.

Used Auto or Motorcycles Loan

Terms (months)APR (as low as)Payment per $1,000
363.49%$29.30
483.49%$22.35
663.49%$16.67
763.49%$14.68
844.49%$13.90

APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

76-month terms are available for amounts exceeding $25,000.

Financing terms are subject to creditworthiness and may change at any time. Down payments may be required due to the collaterals loan-to-value (LTV) and creditworthiness.

New Recreational Vehicle Loans

Terms (months)APR (as low as)Payment per $1,000
363.49%$29.30
483.49%$22.35
663.49%$16.67
763.49%$14.68
844.49%$13.90
965.49%$12.89

APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

76-month terms are available for amounts exceeding $25,000.

Financing terms are subject to creditworthiness and may change at any time. Down payments may be required due to the collaterals loan-to-value (LTV) and creditworthiness.

Used Recreational Vehicle Loans

Terms (months)APR (as low as)Payment per $1,000
364.49%$29.74
484.49%$22.80
664.49%$17.13
764.49%$15.14
845.49%$14.37
966.49%$13.38

APR=Annual Percentage Rate. All rates include a .50% reduction for an automatic payment from an active* Empower checking account.

76-month terms are available for amounts exceeding $25,000.

Financing terms are subject to creditworthiness and may change at any time. Down payments may be required due to the collaterals loan-to-value (LTV) and creditworthiness.

Deposit Secured Loan

Loan TypeAPR (as low as)PaymentMax Finance AmountTerm
Savings SecuredCall for current rateVaries on Investment100% of Account BalanceUp To 60 months
Certificate SecuredCall for current rateVaries on Investment100% of Account BalanceLength of Certificate

APR= Annual Percentage Rate. Funds must be secured during the entire term of the loan.

Unsecured Loan

Loan TypeAPR (as low as)PaymentMax Finance AmountTerm
Signature11.00%$32.74$15,000.00Up To 36 months
KWIK Cash11.00%$50 MIN, 5% of Balance$15,000.00Revolving, Open Ended

APR=Annual Percentage Rate. Financing terms are subject to credit worthiness and may change at any time.

Credit Cards

Loan TypeAPR (as low as)PaymentMax Finance AmountTerm
VISA Classic13.90%3% of Balance$15,000.00Revolving, Open Ended
VISA Platinum10.90%3% of Balance$15,000.00Revolving, Open Ended

APR=Annual Percentage Rate. Please review our VISA disclosure for terms and conditions.

Deposit Accounts

Savings Account

TypeMinimum BalanceRateAPY*
Base Membership$25.000.06%0.06%
Statement Account$1.000.06%0.06%

Rate as of Apr 12  of 2018
*APY=Annual Percentage Yield. Dividends are NOT paid on any savings account balance less than $50.00.

Club Accounts

TypeMinimum BalanceRateAPY*
Christmas$1.000.10%0.10%
Vacation$1.000.10%0.10%

Rate as of Apr 12  of 2018
*APY=Annual Percentage Yield. Dividends are NOT paid on any savings account balance less than $50.00. Any withdrawals made before club account maturity is subject to an early withdrawal fee published on our Fee Schedule.

Checking Accounts - Power Plus

BalanceRateAPY*
$0.00 to $299.990.00%0.00%
$300.00 to $2,499.990.03%0.03%
$2,500 and above0.05%0.05%

Rate as of Apr 12  of 2018
*APY= Annual Percentage Yield. Dividends are NOT paid on any checking account balance less than $300.00 and $5,000.00 for Money Markets

Must also have a monthly direct deposit to earn dividends

Checking Accounts - High Voltage Account

BalanceRateAPY*
$0.00 to $299.990.00%0.00%
$300.00 to $1,000.005.00% 5.00%
$1,001.00 to $9,999.990.10%0.10%
$10,000.00 and above0.12%0.12%

Rate as of Apr 12  of 2018
*APY= Annual Percentage Yield. Dividends are NOT paid on any checking account balance less than $300.00 and $5,000.00 for Money Markets

Must also have a monthly direct deposit and e-statements to earn dividends

Money Market Account

BalanceRateAPY*
$0.00 to $4,999.990.00%0.00%
$5,000 to $9,999.990.06%0.06%
$10,000 to $24,999.990.20%0.20%
$25,000 to $49,999.990.25%0.25%
$50,000 to $74,999.990.30%0.30%
$75,000 to $99,999.990.35%0.35%
$100,000 and above0.45%0.45%

Rate as of Apr 12  of 2018
*APY= Annual Percentage Yield. Dividends are NOT paid on any checking account balance less than $300.00 and $5,000.00 for Money Markets

IRA Investment

IRA Statement Account

TypeMinimum BalanceRateAPY*
Open Savings$1.000.30%0.30%

IRA Certificate Accounts

TermMinimum BalanceRateAPY*
1-year$100.000.50%0.50%
18-months$100.000.75%0.75%
2-year$100.001.15%1.16%
3-year$100.001.40%1.41%

*APY=Annual Percentage Yield. Any withdrawals or closured made prior to maturity dates are subject to a penalty published in our Truth-in-Savings Disclosure.

For taxation advise, please contact your local tax advisor.

Certificates

Short Term Certificates

TermMinimum BalanceRateAPY*
6 month$1,0000.35%0.35%
9 month$1,0000.45%0.45%

Long Term Certificates

TermMinimum BalanceRateAPY*
1 year$1,0000.50% 0.50%
13 month SPECIAL**$1,0002.27%2.29%
14 month$1,0000.60%0.60%
2 year$1,0001.00%1.00%
27 month SPECIAL**$1,0002.75%2.78%
3 year$1,0001.60%1.61%
5 year$1,0003.00%3.04%

Rate as of Nov 12  of 2018

*APY=Annual Percentage Yield. Any withdrawals or closures made prior to maturity dates are subject to a penalty published in our Truth-in-Savings Disclosure.

**If money is transferred from an existing Empower account, minimum to open is $5,000  Offer is available for personal accounts only and one account per individual.  Rates and offers are subject to change at any time.

For additional information on dividend calculations and terms and conditions, please refer to our Truth-in- Savings Disclosure.

 

Main Office

Address:

10635 W Greenfield Avenue
West Allis, WI 53214
Get Directions

Phone:

414-988-6600

Fax:

414-988-6699

Downtown Office

Address:

231 W Michigan St P258
Milwaukee, WI 53203
Get Directions

Phone:

414-988-6600

Fax:

414-988-6699