Tired of credit card companies disguising their astronomical fees and rates with a “fabulously low introductory APR” that you don’t qualify for?
We won’t subject you to any of that funny business. With our great rates and low fees, you’ll see we don’t have any tricks up our sleeve! If you have questions or need more information, please contact us at (414) 988-6600 or click here to apply online!
- No Annual Fee
- VISA Rewards – 10.90 to 15.90% APR
- VISA Platinum – 8.90% to 18.90% APR with a 5.90% introductory rate for six months
- 25 Day Grace Period for Purchases
- High Credit Limits Available – Qualified borrowers can establish a VISA Platinum account with a credit limit up to $15,000 (subject to loan policy limits).
- Transfer Other Balances and Save
- Make VISA payments Online at www.gotomycard.com
- Visit our REWARDS page by clicking here!
If you’d like to pay off other higher-interest rate credit cards, just contact the credit union to request balance transfer checks. You may be able to save money on finance charges with Empower CU’s VISA Rewards or VISA Platinum cards.
Our complete credit card disclosure is available upon request. If you would like to request a disclosure please click below to submit request.
Is your credit card lost or stolen? Call 1-800-442-4757 as soon as you can.
|Annual Percentage Rate (APR) for Purchases||VISA Platinum: 5.9% for first 6 months, 8.90 to 18.90% thereafter, based on your creditworthiness.|
|VISA Rewards: 10.90% to 15.90% based on your creditworthiness|
|Cash Advance APR**||Visa Platinum – 8.9% to 18.90, plus 2% Cash Advance Fee|
|VISA Rewares – 10.90% to 15.60%|
|Grace Period for Purchases||25 Days|
|Method of Computing the Balance for Purchases||Average Daily Balance (Including new purchases)|
|Minimum Finance Charge||$1.00|
|Transaction Fee for Purchases||None|
|Balance Transfer Fee||None|
|Late Payment Fee||$20.00|
|Over-the-Credit Limit Fee||None|
|**Applies to both Cards|