Vehicle Loans

Go vehicle shopping stress-free with a pre-approval, you can go straight to the dealership to buy your car. You can choose which payment schedule works for you.

  • Optional pre-approval for easier negotiation at the dealership
  • Convenient add-ons like GAP Insurance and Mechanical Breakdown Coverage
  • Save money upfront: low or no down payments
  • Refinance an existing loan from another lender and save

Are you a current Empower Credit Union member?


Rates As Low As 2.99% APR*

Apply for a Vehicle Loan Today Apply Now

About Our Vehicle Loans

Empower Credit Union will finance up to 100% of the value of a new car, truck, motorcycle or van, including tax and license and extended warranty, depending on individual credit history. The maximum term for this loan is 84 months. Getting a loan from Empower Credit Union is fast, easy, and convenient. You can apply in person, online, or U.S. mail, or even by fax and most consumer loan requests can be processed and approved in one business day or less.

If you have questions or want more information, please call us at (414) 988-6600 or click here to apply online!

Empower Credit Union reports all loan activity monthly to consumer reporting agencies.


GAP Coverage

If your vehicle is stolen or totaled, most insurance companies policies will only cover how much the vehicle is worth, and NOT the cost still left on your loan. GAP insurance bridges the difference between the two, and protects you and your entire investment when you encounter the unexpected.

Why get GAP?

Getting GAP insurance is an inexpensive, convenient way to protect your loan. You can enjoy your new car without having to worry about the cost of an emergency.

  • Easy on your wallet
  • Brings you peace of mind when you purchase a car
  • Pay out of pocket or add to your existing loan

Receive Auto Advantage Program Complimentary with GAP Coverage

  • Auto Deductible Reimbursement – pays up to $500 per loss
  • Personal ID Restoration – helps restore your good name if your identity is stolen
  •  Consulting & Warranty Vault – online storage for your warranties


Mechanical Breakdown Coverage – Protect your investment from mechanical repair costs

  • Emergency Roadside Assistance
  • Paintless Dent Repair
  • Windshield Repair Protection
  • Rental Car Allowance

Find out more – contact us today!

Main Office


10635 W Greenfield Avenue
West Allis, WI 53214
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Downtown Office


231 W Michigan St P258
Milwaukee, WI 53203
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