Rates as of July 26, 2010 and are subject to change. Call us at 414-221-3451 for current rate information.
NOTICE: Empower Credit Union does not pay dividends on any balance less than $50.00.
| Checking balance |
Dividend Rate |
Annual Percentage Yield |
| $0.00 - 299.99 |
0.00% |
0.00% |
| $300.00 - 2,499.99 |
0.15% |
0.15% |
| $2,500.00 and above |
0.25% |
0.25% |
| Investments |
Minimum Balance |
Compounding Payment Frequency |
Penalty on Withdrawals before maturity |
Dividend Rate |
Annual Percentage Yield |
| *Base Member Account |
$25.00 |
Calendar Quarterly |
None |
0.25% |
0.25% |
| Your money is always available. Payroll deduction for easy savings. |
| *Statement Account |
$1.00 |
Calendar Quarterly |
None |
0.25% |
0.25% |
| Your money is always available. Payroll deduction for easy savings. |
| *Christmas Club Account |
$1.00 |
None/ At Maturity |
$5.00 |
1.00% |
1.00% |
| Low initial deposit. Guaranteed rate for entire term. Payroll deduction for easy savings. Checks mailed out in early November. |
| *Vacation Club Account |
$1.00 |
None/ At Maturity |
$5.00 |
0.60% |
0.60% |
| No initial deposit. Guaranteed rate for entire term. Payroll deduction for easy savings. Payout of funds annually in March, June, September, or December based on your choice. |
| *These are variable rate accounts and the rate may change after opening |
| Empower Money Market Account |
Dividend Rate |
Annual Percentage Yield |
Additional information and features |
| $5,000.00 to $9,999.99 |
0.45% |
0.45% |
Dividend bearing Can make up to 6 withdrawals per month |
| $10,000.00 to $24,999.99 |
0.60% |
0.60% |
| $25,000.00 to $49,999.99 |
0.75% |
0.75% |
| $50,000.00 to $74,999.99 |
0.90% |
0.90% |
| $75,000 to $99,999.99 |
1.09% |
1.10% |
| $100,000.00 and over |
1.19% |
1.20% |
| Certificate |
Minimum Balance |
Additions |
Tiered rate: |
Dividend Rate |
Annual Percentage Yield |
Details |
| 6 month |
$1,000.00 |
At maturity only |
$1,000 |
0.75% |
0.75% |
No compounding payment frequency. Guaranteed rate for entire term. Automatically renewable. Penalty on withdrawals before maturity is the lesser of 90 days interest or all interest earned. |
| 9 month |
$1,000.00 |
Yes - Payroll/ Pension deduction only. Will not extend maturity date |
$1,000 |
1.00%
|
1.00%
|
| 14 month |
$1,000.00 |
At maturity only |
$1,000 |
1.34% |
1.35% |
Calendar quarterly compounding payment frequency. Guaranteed rate for entire term. Automatically renewable. Penalty on withdrawals before maturity is the lesser of 90 days interest or all interest earned. |
| Certificate |
Tiered rate: |
Dividend Rate |
Annual Percentage Yield |
| 1 year |
None |
1.25% |
1.26% |
| 2 year |
None |
1.49% |
1.50% |
| 3 year |
None |
1.74% |
1.75% |
| 5 year |
None |
2.23% |
2.25% |
| For 1 year, 14 month, 2 year, 3 year, and 5 year certificates |
| Minimum Balance |
Compounding Payment Frequency |
Additions |
Penalty on withdrawals before maturity |
Additional information and features |
| $1,000.00 |
Calendar Quarterly |
At maturity only |
Lesser of 90 days dividends or all dividends earned |
Low initial deposit. Guaranteed rate for entire term. Automatically renewable. |
*Withdrawal of dividends before maturity may reduce the APY
Notice for all accounts: Fees can reduce earnings on all accounts listed on this page.
