Tired of credit card companies disguising their astronomical fees and rates with a "fabulously low introductory APR" that you don’t qualify for?
We won't subject you to any of that funny business. With our great rates and low fees, you'll see we don't have any tricks up our sleeve! If you have questions or need more information, please contact us at (414) 988-6600 or click here to apply online!
- No Annual Fee
- VISA Classic - 13.9% APR
- VISA Platinum - 10.9% APR with a 5.9% introductory rate for six months
- 25 Day Grace Period for Purchases
- High Credit Limits Available - Qualified borrowers can establish a VISA Platinum account with a credit limit up to $15,000 (subject to loan policy limits).
- Transfer Other Balances and Save
- Make VISA payments Online at www.gotomycard.com
If you'd like to pay off other higher-interest rate credit cards, just contact the credit union to request balance transfer checks. You may be able to save money on finance charges with Empower CU’s VISA Classic or VISA Platinum cards.
Our complete credit card disclosure is available upon request. If you would like to request a disclosure please click below to submit request.
Is your credit card lost or stolen? Call 1-800-442-4757 as soon as you can.
| Solicitation Disclosure |
| Annual Percentage Rate (APR) for Purchases |
VISA Platinum: 5.9% for first 6 months, 10.9% thereafter |
| VISA Classic: 13.9% |
| Cash Advance APR** |
Visa Platinum - 10.9%, plus 2% Cash Advance Fee |
| VISA Classic - 13.9% |
| Grace Period for Purchases |
25 Days |
| Method of Computing the Balance for Purchases |
Average Daily Balance (Including new purchases) |
| Annual Fee |
None |
| Minimum Finance Charge |
$1.00 |
| Transaction Fee for Purchases |
None |
| Balance Transfer Fee |
None |
| Late Payment Fee |
$20.00 |
| Over-the-Credit Limit Fee |
None |
| **Applies to both Cards |