Getting a loan from Empower Credit Union is fast, easy, and convenient. You can apply in person, through company or U.S. mail, or even by fax and most consumer loan requests can be processed and approved in one business day or less.  Membership in the credit union is required before applying for a loan.  Not a member? JOIN NOW!

Whether you're looking for an automobile, motorcycle, or even a recreational vehicle loan, Empower Credit Union offers a variety of options and flexible payment schedules to fit your budget. For instance, Kwik Cash is a line of credit that you can borrow from as you need. If a short-term loan is what you need, our Signature, Savings Secured, or Certificate Secured loans will fit the bill.

An Empower Credit Union VISA Credit Card gives you all the convenience, worldwide acceptance, and purchasing power you would expect from a major credit card.

Finance your college education with EMSBLA. We are a participant in the Federal Student Loan Program through Great Lakes Higher Education. see our Student Loan Page to get started today!

Save money with our payroll deduction option and take the hassle out of repaying your Empower Credit Union loans. All loan rates are reduced by .25%* for automatically deducting your payments from your paycheck or Empower account.

Types of Consumer Loans

ALL LOAN ACTIVITY IS REPORTED MONTHLY TO CONSUMER REPORTING AGENCIES

* Except equity loans