| Today's Effective Rates - Rates are subject to change.*** |
| Secured Non Real Estate |
20% Down
Rate |
Per $1,000 |
No Down
Rate |
Per $1,000 |
| (Vehicles, Motorcycles, RV's Four Wheelers, Snow Mobiles and Boats) |
| 36 Months |
*4.49%APR |
$29.74 |
*4.74%APR |
$29.85 |
| 48 Months |
*4.49%APR |
$22.80 |
*4.74%APR |
$22.91 |
| 60 Months |
*4.49%APR |
$18.64 |
*4.74%APR |
$18.75 |
| 72 Months** |
4.49%APR |
$15.87 |
*4.74%APR |
$15.98 |
| Maximum NADA Retail Loan ammount |
110% |
*Above rates include .25% discount for automatic payments.
Financing terms and limits based on vehicle value and individual credit history |
|
**72 month term available for loan amounts exceeding $25,000.00.
***Must be a member of the credit union to qualify for a loan. Not a member yet?
Open a share account today. |
| Today's Effective Rates - Rates are subject to change. |
| Type |
Maximum Amount |
APR |
Term |
| VISA Credit Card |
$15,000.00 |
See full disclosure |
Open-end |
| VISA PLATINUM |
$15,000.00 |
See full disclosure |
Open-end |
| Kwik Cash |
$15,000.00 |
8.00%apr |
Open-end |
| Savings Secured |
100% of Account Balance |
Call for our current Rates |
up to 60 months |
| Certificate Secured |
100% of CD Balance |
Call for our current Rates |
Certificate Length |
| Other Secured |
$15,000.00 |
8.00%apr |
Open-end |
| Signature |
$15,000.00 |
8.00%apr |
up to 36 months at $34.13 per month per $1000 borrowed |
Refelective Rates
Empower Credit Union is pleased to announce that we have initiated a Reflective Lending Program to help as many as possible obtain credit.
We realize that some of our members have experienced some difficulty with their credit in the past and as a result, we or other lenders may have rejected their loan request forcing these members to pay higher rates elsewhere. Our goal is to help as many members as possible with our Reflective Lending Program. The rate you the member will pay for your loan is determined by your very own credit history. Members with exceptional credit histories will receive our very best rates. Other members, who may have had past credit issues, will be assigned rates consistent with their credit history. It is our goal that these rates will almost always be lower than they may be currently paying with other lenders.
We encourage all our members to call us regarding our Reflective Lending Program. Our goal is to help you obtain credit and improve your credit history. If you are not sure what rate you are paying another lender call them first, then call us! We want to help! Call Monica at 414.221.2557 or
her now.
- Empower Credit Union reports all loan activity monthly to consumer reporting agencies
- All loan rates apply to new money only!
- CURRENT Empower loans cannot be re-written for lower rates
Annual Percentage Rates Note
- Annual percentage rates listed are our Best Rates
- Your rate may be higher depending on credit history and underwriting criteria.
